Looking for BEST jewelry Insurance for my Engagement Ring!! PLEASE READ?

We just got engaged and are currently looking into insurance. We heard that homeowners limits the amount covered by the policy. My ring is appraised at $7300. If we were to make a claim for a loss or theft, we would like to be sure that we arent given a check for depreciation etc We have also heard that insurance companies like to push thier personal jewelry on you after the fact, when realistically we would rather go Back to the same family jeweler that we use to replace this ring. It should be our choice where to replace it, or where we buy it. Is there an insurance that we can get STAND ALONE no deductible insurance. It seems like everyone wants to sell us homeowners too! PLEASE HELP!!!!

The best, cheapest way to insure this, is to add an endorsement to your homeowners policy to take away that theft limitation, and add “all risk” (aka the dog ate it) coverage.

For more money, you can ask for an “agreed value” endorsement on that jewelry floater, so that they cut you the check for the full amount. But it will cost more.

If you’re hell bent on stand alone coverage, you can buy it, but the coverage is going to START at $1,000 in premium. Per year. The reason agents are trying to sell you renters, is that’s the CHEAPEST, easiest way to get the most broad coverage for you.

Why pay more, for less coverage? That doesn’t make sense. Buy the renters, with the jewelry endorsement, with the ‘agreed value’ provision on it. Likely all together, it will cost you less than $400 a year. Less than half the cost of a stand alone policy.

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Invisible Set Engagement Rings $2099 Invisible Set Engagement Rings crafted in 18 kt Yellow Gold 16 Stones 1.00 Carats Princess Diamonds Color: F-G Clarity: VS1 – VS2 Made in USA . Metal Available: 18 kt Yellow Gold, 18 kt White Gold.

Romance Inspired Engagement Rings $45 “This romance inspired engagement ring was inspired by one of the most talked about engagement rings in celebrity history! Made in white gold and connected by a bevy of 20 diamonds, celebrity inspired .925 sterling silver ring has been rhodium electroplated to shine like white gold, and features a similar spiral design, including a bezel set, round cut cubic zirconia center stone that measures 0.25 ct. Romance inspired ring .925 sterling silver jewelry, rhodium electroplated Cubic zirconia stone  ”

Engagement Favor Rings Pkg/12 $3.99 Our Engagement Ring Favors have the look of a real engagement ring in silver with a large faux diamond. Each package contains twelve wedding ring favors which measure approximately 3/4 inches in diameter. These Engagement Ring Favors make perfect reception table favors or they can be used to secure a rolled up wedding program, inside a wedding invitation for added flare or used as bridal shower favors!

Novelty Light Up Engagement Rings $11.48 The novelty light up engagement ring is a great addition to any favor or as a great novelty item at the STAGETTE Comes as a set of 6 1 white ring and 5 pink rings 1 18 x 1 34 H Pkg ct 5 pink 1 white

Celebrity Inspired Engagement Rings $175 “This beautiful celebrity inspired sparkler can be added to your personal collection now! Wear it for special events or around town to add glamour to any outfit. Celebrity inspired ring Large center cut CZ stone Smaller CZ side stones with pave stones surrounding the main stone Pave stones extend halfway down the band on each side ”

Rings Engagement Party Invitation $57.2 A contemporary wedding design that speaks to the modern lifestyle the couple will share and the exciting celebration to be!

Eight-Dollar Engagement Rings $4.99 We believe it is important to preserve what makes music special, and make it easy to craft listening experiences. At MOG, browse millions songs and play them instantly. Or just turn on radio where you can stop and replay songs. You can also create playlists for any occasion, and even download songs to your mobile. We are dedicated to employing the cleanest but most powerful technology so you can enjoy music as much as ever.

Rings $10 Rings

Engagement Rings – Diamond Baguette Ring $598 Diamond Engagement Ring, in 14k yellow gold, with .15 ctw of Diamond Baguettes in the band, comes with a choice of Diamond centerstone – .10 ct, .15 ct or .20 ct. (R7242-Y) Ring with .10 ct centerstone – total of .25 ctw of Diamonds 598 Ring with .15 ct centerstone – total of .30 ctw of Diamonds 749 Ring with .20 ct centerstone – total of .35 ctw of Diamonds 849 14k gold ring with white gold prongs Also available in all white gold too – see below

Antique Engagement Rings – 18K White Gold Diamond Antique Style Engagement Ring 1.1 cts. $8512 Antique Engagement Rings – 18K White Gold Diamond Antique Style Engagement Ring 1.1 cts. is available from jewelbasket.com for only $4855.00. Buy now and save. Jewelbasket offers the best value on Women’s Jewelry – Necklaces, Chains, Bracelets, Rings, Pendants, Pins, Earrings, Charms, jewelry and gifts.

Unique Diamond Engagement Rings – Crossover 14k White Gold Diamond and Pink Sapphire Accent Engagement Ring 1/2 ct. $2210 Unique Diamond Engagement Rings – Crossover 14k White Gold Diamond and Pink Sapphire Accent Engagement Ring 1/2 ct. is available from jewelbasket.com for only $1213.00. Buy now and save. Jewelbasket offers the best value on Rings, jewelry and gifts.

Diamond Engagement Rings – 14k White Gold Diamond and Pink Sapphire Accent Engagement Ring 1/4 ct. $1246 Diamond Engagement Rings – 14k White Gold Diamond and Pink Sapphire Accent Engagement Ring 1/4 ct. is available from jewelbasket.com for only $683.00. Buy now and save. Jewelbasket offers the best value on Rings, jewelry and gifts.

Discount Diamond Engagement Rings – 14k White Gold Diamond and Pink Sapphire Accent Engagement Ring 1/2 ct. $3368 Discount Diamond Engagement Rings – 14k White Gold Diamond and Pink Sapphire Accent Engagement Ring 1/2 ct. is available from jewelbasket.com for only $1851.00. Buy now and save. Jewelbasket offers the best value on Rings, jewelry and gifts.

Diamond Engagement Rings – 14k White Gold Diamond and Pink Sapphire Accent Engagement Ring 1/2 ct. $2155 Diamond Engagement Rings – 14k White Gold Diamond and Pink Sapphire Accent Engagement Ring 1/2 ct. is available from jewelbasket.com for only $1183.00. Buy now and save. Jewelbasket offers the best value on Rings, jewelry and gifts.

White Gold Engagement Rings – 14k White Gold Diamond and Pink Sapphire Accent Engagement Ring 1.0 ct. $4976 White Gold Engagement Rings – 14k White Gold Diamond and Pink Sapphire Accent Engagement Ring 1.0 ct. is available from jewelbasket.com for only $2737.00. Buy now and save. Jewelbasket offers the best value on Rings, jewelry and gifts.

Diamond Engagement Rings – 1/4 ct. Diamond and Pink Sapphire Accent Engagement Ring in 14k White Gold $1267 Diamond Engagement Rings – 1/4 ct. Diamond and Pink Sapphire Accent Engagement Ring in 14k White Gold is available from jewelbasket.com for only $693.00. Buy now and save. Jewelbasket offers the best value on Rings, jewelry and gifts.

.25 Ctw Diamond Engagement Rings in Yellow 14k Gold $995 14kt yellow gold round Diamond engagement ring with a 1/4 carat genuine gemstone. (326IC04R) 995 .25 carat Diamond in a 4 prong setting Stone sits 1/4″ tall off the finger Weighs approx 1.6 grams Comes in a nice gift box More engagement rings shown below

Cubic Zirconia Engagement Rings – Sterling Silver Checker-cut CZ Ring $92 Cubic Zirconia Engagement Rings – Sterling Silver Checker-cut CZ Ring is available from jewelbasket.com for only $46.00. Buy now and save. Jewelbasket offers the best value on Necklaces, jewelry and gifts.

Cubic Zirconia Engagement Rings – Sterling Silver 100-facet CZ Ring $128 Cubic Zirconia Engagement Rings – Sterling Silver 100-facet CZ Ring is available from jewelbasket.com for only $64.00. Buy now and save. Jewelbasket offers the best value on Necklaces, jewelry and gifts.

Cubic Zirconia Engagement Rings – Sterling Silver Fancy Oval CZ Ring $143 Cubic Zirconia Engagement Rings – Sterling Silver Fancy Oval CZ Ring is available from jewelbasket.com for only $73.00. Buy now and save. Jewelbasket offers the best value on Necklaces, jewelry and gifts.

Cubic Zirconia Engagement Rings – Sterling Silver Fancy CZ Ring $109 Cubic Zirconia Engagement Rings – Sterling Silver Fancy CZ Ring is available from jewelbasket.com for only $56.00. Buy now and save. Jewelbasket offers the best value on Necklaces, jewelry and gifts.

Bentley Insurance $35 Bentley Insurance:

Diamond Solitaire Engagement Rings – Classic 4 Prong Setting 14k Yellow Gold Solitaire Engagement Ring 0.50 Carat $9103 Diamond Solitaire Engagement Rings – Classic 4 Prong Setting 14k Yellow Gold Solitaire Engagement Ring 0.50 Carat is available from jewelbasket.com for only $4963.00. Buy now and save. Jewelbasket offers the best value on Discount Wedding Bands for Men and Women, jewelry and gifts.

Diamond Solitaire Engagement Rings – Classic 4 Prong Setting 14k White Gold Solitaire Engagement Ring 0.50 Carat $9103 Diamond Solitaire Engagement Rings – Classic 4 Prong Setting 14k White Gold Solitaire Engagement Ring 0.50 Carat is available from jewelbasket.com for only $5368.00. Buy now and save. Jewelbasket offers the best value on Discount Wedding Bands for Men and Women, jewelry and gifts.

Unique Diamond Engagement Rings – 14k Gold 0.50 Carat Two Tone Diamond Engagement Ring $10172 Unique Diamond Engagement Rings – 14k Gold 0.50 Carat Two Tone Diamond Engagement Ring is available from jewelbasket.com for only $5521.00. Buy now and save. Jewelbasket offers the best value on Discount Wedding Bands for Men and Women, jewelry and gifts.

Unique Diamond Engagement Rings – 14k Gold 0.25 Carat Two Tone Diamond Engagement Ring $3572 Unique Diamond Engagement Rings – 14k Gold 0.25 Carat Two Tone Diamond Engagement Ring is available from jewelbasket.com for only $1937.00. Buy now and save. Jewelbasket offers the best value on Discount Wedding Bands for Men and Women, jewelry and gifts.

Diamond Engagement Rings – 14k White Gold 0.50 Carat Diamond Engagement Ring $11539 Diamond Engagement Rings – 14k White Gold 0.50 Carat Diamond Engagement Ring is available from jewelbasket.com for only $5521.00. Buy now and save. Jewelbasket offers the best value on Discount Wedding Bands for Men and Women, jewelry and gifts.

Diamond Engagement Rings – 14k White Gold 0.25 Carat Diamond Engagement Ring $3683 Diamond Engagement Rings – 14k White Gold 0.25 Carat Diamond Engagement Ring is available from jewelbasket.com for only $1997.00. Buy now and save. Jewelbasket offers the best value on Discount Wedding Bands for Men and Women, jewelry and gifts.

Black Diamond Engagement Rings – 10k White Gold Black Diamond Three-Stone Engagement Ring 1/4 ct. $521 Black Diamond Engagement Rings – 10k White Gold Black Diamond Three-Stone Engagement Ring 1/4 ct. is available from jewelbasket.com for only $285.00. Buy now and save. Jewelbasket offers the best value on Necklaces, jewelry and gifts.

Discount Engagement Rings – 14k Gold 0.50 Carat Two Tone Diamond Engagement Ring $12805 Discount Engagement Rings – 14k Gold 0.50 Carat Two Tone Diamond Engagement Ring is available from jewelbasket.com for only $5742.00. Buy now and save. Jewelbasket offers the best value on Discount Wedding Bands for Men and Women, jewelry and gifts.

Discount Diamond Engagement Rings – 14k Gold 0.25 Carat Two Tone Diamond Engagement Ring $3572 Discount Diamond Engagement Rings – 14k Gold 0.25 Carat Two Tone Diamond Engagement Ring is available from jewelbasket.com for only $1937.00. Buy now and save. Jewelbasket offers the best value on Discount Wedding Bands for Men and Women, jewelry and gifts.

Diamond Engagement Rings – 14k Gold 0.25 Carat 4 Prong Diamond Engagement Ring $3404 Diamond Engagement Rings – 14k Gold 0.25 Carat 4 Prong Diamond Engagement Ring is available from jewelbasket.com for only $1847.00. Buy now and save. Jewelbasket offers the best value on Discount Wedding Bands for Men and Women, jewelry and gifts.

Unique Diamond Engagement Rings – Platinum 0.25 Carat 4 Prong Diamond Engagement Ring $3863 Unique Diamond Engagement Rings – Platinum 0.25 Carat 4 Prong Diamond Engagement Ring is available from jewelbasket.com for only $1878.00. Buy now and save. Jewelbasket offers the best value on Discount Wedding Bands for Men and Women, jewelry and gifts.

Diamond Engagement Rings – White 14k Gold 0.25 Carat 4 Prong Diamond Engagement Ring $3897 Diamond Engagement Rings – White 14k Gold 0.25 Carat 4 Prong Diamond Engagement Ring is available from jewelbasket.com for only $1863.00. Buy now and save. Jewelbasket offers the best value on Discount Wedding Bands for Men and Women, jewelry and gifts.

Three Stone Diamond Engagement Rings – 14k White Gold Diamond and Pink Sapphire Accent 3 Stone Engagement Ring 1/2 ct. $2191 Three Stone Diamond Engagement Rings – 14k White Gold Diamond and Pink Sapphire Accent 3 Stone Engagement Ring 1/2 ct. is available from jewelbasket.com for only $1206.00. Buy now and save. Jewelbasket offers the best value on Rings, jewelry and gifts.

Princess Cut Diamond Engagement Rings – 14k White Gold Princess Cut Diamond Engagement Ring 1/2 ct. with Pink Sapphire Accent $3931 Princess Cut Diamond Engagement Rings – 14k White Gold Princess Cut Diamond Engagement Ring 1/2 ct. with Pink Sapphire Accent is available from jewelbasket.com for only $2159.00. Buy now and save. Jewelbasket offers the best value on Rings, jewelry and gifts.

princess cut engagement rings – 14k White Gold 1/4 ct. Princess-cut Diamond Three-Stone Engagement Ring with Pink Sapphire $1193 princess cut engagement rings – 14k White Gold 1/4 ct. Princess-cut Diamond Three-Stone Engagement Ring with Pink Sapphire is available from jewelbasket.com for only $655.00. Buy now and save. Jewelbasket offers the best value on Rings, jewelry and gifts.

Engagement Rings – 10k White Gold Created White Sapphire Solitaire Ring 1 1/4 ct. $427 Engagement Rings – 10k White Gold Created White Sapphire Solitaire Ring 1 1/4 ct. is available from jewelbasket.com for only $232.00. Buy now and save. Jewelbasket offers the best value on Rings, jewelry and gifts.

1 Carat Round Solitaire Engagement Ring – White or Yellow Gold Rings $2995 Simple, Elegant, Classic! Wait till you propose with this sparkling 1 Carat Cut ring set in your choice of 14K White or Yellow Gold. 1 Carat Round Solitaire Stone is all natural – range G-H Color – Si Clarity Width is 3-6mm Ring weighs approx 3.4 grams More Bridal Engagement Rings shown below

Engagement Rings – 14k White Gold Diamond Engagement Ring $598 Your bride deserves all you can give her. This 14k White Gold Diamond Engagement Ring will capture her heart for life. Choose from a .10, .15, or .20 ct diamond centerstone. Each ring comes with .11 ctw of Diamonds that are set on the sides of the band. (R7240-W) Ring with a .10 ct centerstone – a total of .21 ctw of Diamonds 598 Ring with a .15 ct centerstone – a total of .26 ctw of Diamonds 749 Ring with a .20 ct centerstone – a total of .31 ctw of Diamonds 849 14k White Gold Band Also available in yellow gold, see below

Bridal Engagement Ring – 14k Gold Diamond Engagement Rings $598 Show how much you love her with this 14k Yellow Gold Diamond Engagement Ring. Fit for the bride to be, this beautiful ring will impress. Choose from a .10, .15, or .20 ct diamond centerstone. Each ring comes with .11 ctw of Diamonds that are set on the sides of the band. (R7240-Y) Ring with a .10 ct centerstone – a total of .21 ctw of Diamonds 598 Ring with a .15 ct centerstone – a total of .26 ctw of Diamonds 749 Ring with a .20 ct centerstone – a total of .31 ctw of Diamonds 849 14k Yellow Gold Band with White Gold Prongs Also available in white gold, see below

Engagement Rings – 14k Gold Diamond Bridal Engagement Ring $598 Affordable Engagement Ring for your loved one. This 14k Gold ring has .14 ctw of diamonds on the band, with a choice of a .10 ct, .15 ct, or .20 carat Diamond centerstone. (R7243-Y) 14k yellow gold ring with white gold prongs Ring with a .10 ct centerstone – a total of .24 ctw of Diamonds 598 Ring with a .15 ct centerstone – a total of .29 ctw of Diamonds 749 Ring with a .20 ct centerstone – a total of .34 ctw of Diamonds 849 Also available in all white gold – see below

Diamond Solitaire Engagement Rings – Classic 4 Prong Setting 14k Yellow Gold Round Tulipset Solitaire Engagement Ring 0.50 Carat $8042 Diamond Solitaire Engagement Rings – Classic 4 Prong Setting 14k Yellow Gold Round Tulipset Solitaire Engagement Ring 0.50 Carat is available from jewelbasket.com for only $4368.00. Buy now and save. Jewelbasket offers the best value on Discount Wedding Bands for Men and Women, jewelry and gifts.

Diamond Solitaire Engagement Rings – Classic 4 Prong Setting 14k White Gold Round Tulipset Solitaire Engagement Ring 0.50 Carat $11485 Diamond Solitaire Engagement Rings – Classic 4 Prong Setting 14k White Gold Round Tulipset Solitaire Engagement Ring 0.50 Carat is available from jewelbasket.com for only $5150.00. Buy now and save. Jewelbasket offers the best value on Discount Wedding Bands for Men and Women, jewelry and gifts.

Princess Cut Diamond Engagement Rings – Classic 4 Prong Setting 14k Yellow Gold Princess Cut Tulipset Solitaire Engagement Ring 0.50 Carat $7032 Princess Cut Diamond Engagement Rings – Classic 4 Prong Setting 14k Yellow Gold Princess Cut Tulipset Solitaire Engagement Ring 0.50 Carat is available from jewelbasket.com for only $3375.00. Buy now and save. Jewelbasket offers the best value on Discount Wedding Bands for Men and Women, jewelry and gifts.

1/2 ct. Princess Cut Diamond Solitaire Engagement Ring in 14k White Gold – Free Resize $799 Meticulously crafted in 14k, this exclusive design by NATURAL DIAMOND is available to you directly from the source. This design is featuring a sparkly 0.50ct center stone, graded H-I / I1 natural diamond (not treated in any way) this beautiful piece is available in 14K gold, 18K gold or platinum. If you love the design but prefer a different center stone or would like to have a different design with the same center stone please contact us anytime to receive more options. Read below to learn about the quality of the main diamond: H-I Color: This diamond is colorless to the naked eye but yet has a very affordable price. H-I color is the perfect grade for those of you who are looking to get the highest value for their money. I1 Clarity: This diamond has inclusions that can be visible at 10x magnification. If you look very carefully from a close distance you might notice some imperfections but in normal daily use it is considered eye clean and presents a great value for its price. Princess Shape: This is the most popular non-round diamond. Its beautiful brilliance and unique cut makes it a favorite for engagement rings. The princess has pointed corners and is traditionally square in shape. Certificate: This diamond is accompanied by our Certificate Of Authenticity to ensure the authentication of it. The certificate details the specifications of the jewel and the center stone and is suitable for insurance purposes.

3/4 ct. Princess Cut Diamond Solitaire Engagement Ring in 14k White Gold – Free Resize $999 Meticulously crafted in 14k, this exclusive design by NATURAL DIAMOND is available to you directly from the source. This design is featuring a sparkly 0.50ct center stone, graded H-I / I1 natural diamond (not treated in any way) this beautiful piece is available in 14K gold, 18K gold or platinum. If you love the design but prefer a different center stone or would like to have a different design with the same center stone please contact us anytime to receive more options. Read below to learn about the quality of the main diamond: H-I Color: This diamond is colorless to the naked eye but yet has a very affordable price. H-I color is the perfect grade for those of you who are looking to get the highest value for their money. I1 Clarity: This diamond has inclusions that can be visible at 10x magnification. If you look very carefully from a close distance you might notice some imperfections but in normal daily use it is considered eye clean and presents a great value for its price. Princess Shape: This is the most popular non-round diamond. Its beautiful brilliance and unique cut makes it a favorite for engagement rings. The princess has pointed corners and is traditionally square in shape. Certificate: This diamond is accompanied by our Certificate Of Authenticity to ensure the authentication of it. The certificate details the specifications of the jewel and the center stone and is suitable for insurance purposes.